Get your loan in 4 simple steps.
Quick 5 Minute application : Tell us how much you need and for how long.
Complete Digital KYC : Upload your documents securely and instantly verify your profile.
Instant Decision : Get your loan approved in minutes based on your eligibility.
Cash in Your Bank : Money transferred directly to your account immediately upon signing.
Quick 5 Minute application : Tell us how much you need and for how long.
Complete Digital KYC : Upload your documents securely and instantly verify your profile.
Instant Decision : Get your loan approved in minutes based on your eligibility.
Cash in Your Bank : Money transferred directly to your account immediately upon signing.
Experience the fastest and most reliable loan service
Once you submit your request, get your offer and e-sign, you'll be able to get the funds to your bank account in no time.
The online form usually takes less than 10 minutes to complete. So before you even finish your cup of tea, you'll already have your request submitted.
All the paperwork gone. The whole process is completely online. Just fill in a few details about yourself and hit "Get Started".
Wedding Expenses
Medical Emergency
Home Renovation
Travel
Education Fees
Parties
Others
Your monthly EMI is
₹4,253
for 12 months
Total Payable
₹51,035
Loan Amount
₹5,000 to ₹75,000
Interest Rate
3% per month onwards
Age
21 to 60 years
Processing Fee
5% onwards
Loan Tenure
Up to 12 Months
Pre-closure Charges
Nil
Check if you meet our simple requirements.
Indian Resident
Age above 21 years
Minimum Monthly Salary ₹20,000
Aadhar Card
Pan Card
Bank Statement
Check your eligibility in under sixty seconds — it won't affect your credit score.
Let us answer your questions related to the personal loan.
Who actually lends the money?
Click4Cred is a digital lending platform. Loans are disbursed by our RBI-registered NBFC partner. Click4Cred acts as a Lending Service Provider (LSP) facilitating the process on behalf of the NBFC.
What documents do I need?
You need a valid Aadhar Card, PAN Card, and a recent Bank Statement (last 3 months). The entire process is digital — no physical documents required.
How is my data kept secure?
We use industry-standard encryption to protect your personal and financial data. Your information is only used for loan processing and is never shared without your consent.
What are the charges applied to a personal loan?
All charges including interest rates (3% per month onwards) and processing fees (5% onwards) are clearly disclosed before you accept the loan offer. There are no hidden charges.
