Welcome to Click4Cred, a digital platform owned and operated byParika Investments Pvt. Ltd.. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our website.
Click4Cred acts as a digital lending service platform facilitating loan applications on behalf of our RBI-registered Non-Banking Financial Company (NBFC) partner. We enable transparent and responsible digital lending services. By using our website, you consent to the practices described in this Privacy Policy.
We understand your concerns regarding the collection and use of your personal information. We are committed to handling your data responsibly and implementing appropriate security measures to safeguard it. We encourage you to read this Privacy Policy carefully along with our Terms of Use.
Your continued use of our website, application, products, or services constitutes your legally binding consent to this Privacy Policy. If you do not agree with the terms outlined herein, you should discontinue use of our platforms and services.
By accepting this Privacy Policy, you expressly consent toClick4Cred collecting, retaining, analyzing, using, and disclosing your personal information in accordance with this Policy.
We prioritize transparency and security in handling your personal information. Rest assured that your data is treated with the utmost care. For further details on how we handle your information, please review our comprehensive Privacy Policy.
Your trust is essential to us, and we are committed to ensuring the privacy and security of your information at Click4Cred.
At Click4Cred, we collect the following types of information:
This includes your name, contact information, date of birth, photograph, employment information, and bank account details that you provide during the loan application process.
We may collect financial details such as bank account or credit card numbers to facilitate loan processing and repayment.
We gather data related to your loan applications, repayment history, and account balances to evaluate eligibility and manage your account.
With your permission, we may access personal information stored by third parties, such as credit networks,credit information,account aggregation etc, as permitted by our privacy settings and specific authorizations.
We utilize the information collected for the following purposes:
#1
We process and evaluate loan applications based on the information provided, ensuring efficient and effective loan disbursal.
#2
Our team is dedicated to providing excellent customer support and resolving any disputes that may arise during your loan journey.
#3
We comply with applicable laws and regulations in handling your information to ensure a secure and transparent lending process.
#4
We may use non-personal information to track website usage and customer behavior, enabling us to enhance our services and improve the user experience.
Rest assured that your information is treated with the utmost confidentiality and used solely for the purposes stated above. We prioritize the security and privacy of your data at Click4Cred.
We may share your information in the following circumstances:
We may share your information with trusted service providers who assist us in our business operations, such as credit bureaus, lenders, and credit card processors. This ensures a smooth loan processing experience.
We may disclose your information when required by law, such as in response to a subpoena or court order, to comply with legal obligations and protect our rights.
In the event of a sale, merger, or transfer of our business, your information may be shared with the acquiring or merged entity to continue providing our services.
We retain your personal information for as long as necessary to provide you with our services or as required by law, ensuring your data is handled responsibly and securely.
You have the right to request access to your personal information, seek corrections or deletions, and withdraw your consent for the processing of your data. We respect your choices and privacy preferences.
Any disputes or claims arising from this Privacy Policy shall be subject to the exclusive jurisdiction of the courts in Delhi, India, and resolved in accordance with Indian laws.
We use cookies to enhance your website experience and understand how users interact with our services. You may disable cookies in your browser settings, though this may affect certain features of the website.
We employ reasonable measures to safeguard your information against unauthorized access, use, or disclosure. However, no transmission over the internet can be guaranteed completely secure.
We may periodically update this Privacy Policy to reflect changes in our practices or legal requirements. We recommend reviewing it periodically to stay informed.
We have appointed a Grievance Officer to address concerns regarding your personal information. Please refer to the contact details provided below to reach our Grievance Officer.
